Life Insurance Broker

Getting your Life insurance right can be difficult. Don’t leave it all up to chance with online quotes and guesswork.

WE MAKE IT EASY by having a specialist Life Insurance broker contact you to work out your options correctly.

The 100% fast, simple and affordable way to request your Life insurance adviser quoting call-back online.

 UPDATED: 01 June 2021

Life Insurance Broker call-back service – because it’s too important to get it right first time. We’re making it easier  for everyday Kiwis to be connected to a top rated registered Life Insurance Adviser.

Don’t leave yourself and family at risk by guesswork and generic online Life Insurance quoting. Instead choose the fast, simple & affordable option by engaging a specialist Life Insurance broker to give you confidence with your correct insurance options.

WHO DOES THIS CALL-BACK SERVICE SUIT ?

Kiwi’s who understand that not all Life insurance is created equal and want the confidence that only comes from getting professional Life insurance advice.

 

We look forward to helping you!

WHO DOES THIS SERVICE NOT SUIT ?

People who are chasing the absolute cheapest Life insurance possible at any cost, are DIY focused and feel that they have the expertise to not require professional Life insurance advice.

 

Sorry, we wouldn’t be able to help with your request.

WHY DO KIWIS REQUEST A LIFE INSURANCE BROKER CALL-BACK HERE INSTEAD ?

 

              • in less than 1min – it’s the quick and easy way to request a call-back from a specialist life insurance adviser.
              • don’t settle for less, get your Life insurance sorted more confidently via a registered Life insurance broker
              • because getting good value for money on your Life insurance is just as important as getting the correct insurance
              • it’s a 100% free quoting call-back service for you to request here
              • adviser call-backs quotes are usually able to be sent through the same work day 
WHY DO KIWIS REQUEST A LIFE INSURANCE BROKER CALL-BACK HERE INSTEAD ?
              • in less than 1min – it’s the quick and easy way to request a call-back from a specialist life insurance adviser.
              • don’t settle for less, get your Life insurance sorted more confidently via a registered Life insurance broker
              • because getting good value for money on your Life insurance is just as important as getting the correct insurance
              • it’s a 100% free quoting call-back service for you to request here
              • adviser call-backs quotes are usually able to be sent through the same work day 
READY TO GET YOUR LIFE INSURANCE BROKER CALL-BACK REQUESTED ?

You’re only a couple quick clicks away from getting your Life Insurance recommendations and advice requested: 

 

        1. make your Life insurance advice request here
        2. we’ll then arrange for an specialist Life insurance adviser  to contact you, work through your best options and provide recommendations, usually the same standard work day.

 

​This is a 100% free service for you – if you choose to accept the recommendations prepared by your life insurance broker requested through this website, the adviser pays us a small fee for the convenience of connecting them to you. This small fee does not change in any way the price you would be paying through them either-way.

READY TO GET YOUR LIFE INSURANCE BROKER CALL-BACK REQUESTED ?

You’re only a couple quick clicks away from getting your Life Insurance recommendations and advice requested: 

 

        1. make your Life insurance advice request here
        2. we’ll then arrange for an specialist Life insurance adviser  to contact you, work through your best options and provide recommendations, usually the same standard work day.

 

​This is a 100% free service for you – if you choose to accept the recommendations prepared by your life insurance broker requested through this website, the adviser pays us a small fee for the convenience of connecting them to you. This small fee does not change in any way the price you would pay either-way.

Having 100% confidence that your Life Insurance is sorted correctly by a specialist Life Insurance adviser means you can get on with life without doubt and uncertainty.

 WE’RE HELPING KIWI’S SAVE TIME AND

MONEY ON GETTING THE CORRECT LIFE INSURANCE

LIFE INSURANCE BROKER NEW ZEALAND

MOST COMMONLY ASKED QUESTIONS

Should I get Life insurance through a broker ?

Of course, what possible reason is there not to?  In New Zealand Life insurance can generally be taken out in 2 key ways:

(1) Do It Yourself ‘ers (DIY) – for people comfortable making their own calculations on how much is required correctly, have researched and know the crucial differences between the different Life insurance companies, their policies details and terms. Usually we find people in this category base their decision mostly on whoever has the lowest price. Price is always an important factor but like most things in life, you typically get what you pay for and the cheapest isn’t always the smartest option. What we feel makes most sense is firstly getting free and independent advice from a registered Life insurance Adviser.

 

(2) Life Insurance Advisers – most Life insurance advisers in NZ work with all the major Life insurance companies in NZ but importantly they are not employed by those Life insurance companies. This means they able to be objective when working with clients on which company will be the best fit for their requirements. Typically after an adviser has calculated what the correct amount and type of cover is needed, they will then be able to compare what that will cost via the different Life insurance companies. Ultimately this will lead to them providing recommendations as to what your options are and which makes most sense, with the reasons why.

What exactly is life insurance ?

When you hold a life insurance policy, a lump sum of money is paid out to your loved ones (nominated beneficiary or your estate) when you die.  In order to get life insurance, you need to agree to the policy terms and conditions with a Life Insurance Provider, and pay the premiums required. With some policies, your life insurance can be paid out earlier if you are diagnosed with a terminal illness.  Put simply, life insurance is intended to provide money for those, that you care for, who are left behind when you die.  

There are various policy types, such as:

  • term life insurance: where your policy will pay out if you die before a certain age (eg during your working life, or where you still have mortgage or financial commitments to the family)
  • whole life insurance (or life assurance): where your policy will pay out an agreed sum to your beneficiaries regardless of your age when you pass away.

Can you buy Life insurance without a broker ?

Yes, you can approach Life insurance Providers directly, or engage the services of a broker/ agent.

The job of a broker is to help you find a policy that best suits your needs.  A broker can help sort through a multitude of life insurance policies on offer, and advise on life insurance that best fits your family’s needs and your age.

What is the best life insurance company in NZ ?

The best life insurance company for you will depend on factors such as policy type, your age and the amount you wish to be insured for.  Well known providers in New Zealand include:

  • Cigna Life Insurance
  • AIA Life Insurance
  • Asteron Life
  • Partners Life Limited
  • Fidelity Life
  • Pinnacle Life Insurance
  • AA Life insurance
  • Aon Life Insurance

 

The top rated companies are listed below based on Consumer customer satisfaction survey.

Life Insurance provider

Consumer.org.nz Customer Satisfaction Survey ratings 2020

MAS (Medical Assurance Society)

76%

Partners Life

29%

AMP

28%

Fidelity Life

27%

BNZ

27%

Do I need Life insurance for a mortgage in NZ ?

Life insurance is not a requirement for taking out a mortgage in New Zealand.

However, have you thought about who would make the mortgage repayments on your family home if you were to pass away unexpectedly?

In the event of an untimely death, having a life insurance policy can help meet the financial needs of loved ones remaining – for things such as mortgage repayments.

How much does it cost to use this Life insurance adviser call-back service?

All our Life insurance broker  quoting call-back services are all provided at 100% zero cost to you.
If the insurance adviser you eventually choose to take your cover out with was requested through this website, the adviser pays us a small fee for the convenience of connecting them to you. The small fee they pay us does not change in any way the price you would be paying with the adviser either-way.

What can I expect once I have clicked the 'Get Quotes Now" button and requested the Life insurance broker call-back?

Once you’ve let us know the basic details of your Life insurance enquiry(this takes less than 1min), we’ll then send your request to a highly rated Life insurance adviser that specialises in Life insurance advice. They will then make contact with you to understand your situation and requirements. 

During standard work days the registered Life insurance broker can normally provide your call-back on the same or next day of your request.

You’re only 3 clicks away from requesting your Life insurance broker call-back.